REGIONS AND CENTRE
SOCIO-ECONOMIC PROBLEMS
In our opinion, not enough attention is paid to the finances of the population in economic research and educational literature, and when considering financial relations, a local approach prevails (inflation, budget relations, lending, banking, etc.) and often in isolation from the real sector of the economy. The article considers population Finance from the position of macro-meso-level approach as an important area of the financial system associated with the reproduction and satisfaction of material and socio-cultural needs of members of society. It justifies the place of the population’s finances in the financial system of Russia, analyzes the formation of monetary income and its use at the macro-meso level, reveals the dependence of the structure of consumption and savings of the population on the level of its income, differentiatedbysocialgroups.
RANGES OF SECURITY
Priority national projects, being a fundamentally new institution of the country’s economic and social development, could not fully comply with the existing legal forms of financial planning and the budget process that have developed over the long previous periods. The implementation of priority national projects, especially in the regions and municipalities, causes frequent conflicts in the preparation and execution of budgets and government spending. We are dealing with a two-channel budgeting mechanism with insufficient linking of these channels to each other.
The essence of the problems considered by the authors consists in ways of adapting new, modern forms of financial planning for socio-economic development, covered by priority national projects to the legal regime for drawing up, approving the federal and regional budgets provided for by the Budget Code of the Russian Federation and a number of other legislative acts and decisions of the Government of the Russian Federation. The authors of this publication set themselves several tasks. First task is to trace the origin of the idea of changes the economy and social sphere of Russia on the ground of the realization of national projects. Second task is to determine how the concept of national projects are reflected in modern Russian legislation. Thirdly is to answer the question what additional steps need to be taken in order to ensure decent legal support the implementation the national projects ideas. The authors studied a huge array of law documents, publications about national projects, used theoretical research of constitutional, administrative and financial law in order to solve the tasks posed above and get a valid result on the base of this paper.
In the near future, there will be a task to update such an important strategic planning document as the Strategy of national security of the Russian Federation. This task is due to the fact that the acting current Strategy of national was adopted in 2015, and in accordance with the Federal law “On Strategic planning in the Russian Federation”, this Strategy must be updated at least once every 6 years. However, in the current situation, the elaboration of a new Strategy of national security is not just a renovation of an existing document. In essence, this is a systemic task, in which it is necessary to achieve the organic inclusion of this Strategy into a unified “vertical” of strategic planning documents. It is also necessary to strengthen the role of the Strategy as one of the key sources of goal-setting in the strategic planning practice and, of course, to fix in it the risks and threats to national security, including economic ones, which have developed during recent period. As a part of this work is expected significant updating the Federal law “On security”, which is intended to fix the modern system of security strategies, their role in shaping strategic planning priorities, as well as in fixing the economic and legal foundations of federal relations in the country.
The strategy of digitalization of the Russian economy leads to a close attention to innovative lending instruments: their adaptation and use in industry context. In particular, in the article the necessity of finding new ways of lending in the agricultural production. The structural dynamic analysis allowed us to identify common features and trends of development of agricultural consumer credit as the main alternative forms of Bank lending to farmers. The development of digital technologies determines the attention to research of innovative forms of lending with a view to their integration into the architecture of the system of financing in the field of agricultural production. For small farms, according to the authors, the largest capacity in the peer-to-peer lending, which with proper use of technological tools can solve those problems that are not solved agricultural credit consumer cooperatives with regard lending to businesses. The introduction of peer-to-peer lending in the area of financing of small business entities of the Russian agro-industrial complex faced by a number of factors, both positive and deterrent orientation. However, analysis of these factors suggests that this form of lending has a reasonable chance of the introduction of a system of agricultural credit, as it reflects the economic interests of both parties of credit relations.
PAST. PRESENT. FUTURE
Siberia in the 20s. The 20th century was an economically underdeveloped region with the overwhelming dominance of small-scale semi-artisan industry and an extremely low population density. The working class was heterogeneous and scattered over a vast territory. In total, he totaled about 325 thousand workers, including 100 thousand people worked in the mining industry, and up to 85 thousand people worked on the railway. The majority of the population (over 9 million people) were peasants. There were few cities and they rather performed administrative functions than were industrial centers. In this regard, the problem of analyzing the state regulation of the Siberian industry in the first years of the NEP has its own peculiarities, including those related to the cultural and historical past of peoples, traditions, ethnic composition of the population, the level of economic development of the Soviet state, etc. It seems that the characterization of the processes of denationalization, rental of enterprises, organization of trusts and syndicates, the search for new forms of organization and management of industrial production can be used in studying the further development of the state, its structures, including in today’s Russia. Important, in our opinion, is the consideration of legislative acts of the NEP period, which were aimed at regulatory regulation of relations in the industry. Thus, the historical experience of Siberia showed that the existence of various forms of ownership and rental relations during the NEP could not lead to the full functioning of industrial enterprises, including large ones, since the successful functioning of market relations requires the creation of a full-fledged market environment.
OVERSEAS EXPERIENCE
In domestic studies on foreign experience of regional policy, the American system is often referred to, since the us experience in the sphere of socio-economic relations of the center (Federal government) and regions (districts, States, municipalities) includes measures to support the economic development of backward and depressed territories, and agricultural issues, and even actually economic zoning. In this paper, the authors tried to identify and characterize the interested participation of the us Federal government in the economic and social life of the country’s regions during the 50s–60s of the twentieth century. Despite the temporal and spatial features of the territorial and economic organization of American society, characterized by the model of decentralized (competitive) federalism, regional policy in the United States is no less interesting both in theoretical study and in practical terms.
YOUNG SCIENTISTS
Banks, which are the most important component of the country’s financial and credit system, are called upon to provide the prerequisites for the sustainable development of the economy and the social sphere. To solve this problem, they must be stable and competitive, promptly and adequately respond to the challenges and threats of the external environment, and also successfully use the opportunities that open in the face of growing uncertainty. Among the factors ensuring sustainable development of a commercial bank, an important role is played by trustful, reliable relationships with partners and counterparties. In this regard, the article discusses the processes of organizing interaction and building partnerships between a commercial bank and its business partners, as well as resolving contradictions and conflicts between them. The regional banks of the Republic of Mordovia were taken as an object of study.
In the era of globalization, economically prosperous democracies are increasingly confronted with the problem of maintaining territorial integrity. The desire to gain independence, isolation, self-identification is a defensive reaction to the rapid integration processes that lead to increased migration flows, erosion of national identity. One of the effective ways to counter such destructive processes in multi-ethnic and multi-religious states is the formation of a federal form of government. However, the very nature of federalism often contains a number of threats that lead to the destruction of territorial integrity. This article analyzes the formation and development of the federalization process on the example of Belgium in order to identify threats and risks of the development of federalism. The main centrifugal and centripetal forces stimulating the development of contradictions in Belgian society are given. The author concludes that at present, the key factor in the emergence of the crisis of federalism is the presence of significant economic imbalances between the regions. The author proposes to introduce special economic zones to attract investment flows to the regions taking into account their characteristics, as well as to reform the existing model of federalism based on regional competition into federalism aimed at encouraging cooperation between regions, linguistic communities and institutions of federal and local authorities.