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Forecast of the development of mortgage lending in Russia

https://doi.org/10.21686/2073-1051-2013-4-83-98

Abstract

The article considers the mortgage lending development trends in Russia in 2005-2012. The author discovers the relationship of mortgage lending development and the dynamics of consumer sentiment indices. Special attention is paid to the methodological aspects of the mortgage lending dynamics' analysis. The paper contains the scenario forecast of the mortgage lending development based on the growth model determined by consumer sentiment indices. The paper shows that a number of economic and political events, recently took place in Russia, could lead to the implementation of the pessimistic scenario associated with the decline in the consumer sentiment indices and the consequent reduction in the volume of mortgage debt.

About the Authors

Anton Kirillovich Moiseev
Institute of Economic Forecasting, RAS
Russian Federation


Marina Vladimorovna Cherkovets
Institute of Economic Forecasting, RAS
Russian Federation


References

1. Панфилов А., Моисеев А., Говтвань О. Ипотечное кредитование в денежно-банковской системе: подходы к прогнозированию. Экономист, 2013. № 6

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Review

For citations:


Moiseev A.K., Cherkovets M.V. Forecast of the development of mortgage lending in Russia. Federalism. 2013;(4):83-98. (In Russ.) https://doi.org/10.21686/2073-1051-2013-4-83-98

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ISSN 2073-1051 (Print)